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money saving tips for planning a wedding

Money Saving Tips for Planning a Wedding

It was recently revealed one in 10 couples break off their engagement due to arguments about wedding finances. With the cost of weddings rising year on year, it has never been more expensive to tie the knot.

Coupled with the rise of social media, there has been a spike in a bigger, more lavish and photogenic wedding. This may gain Instagram likes but at a huge cost, in the form of debt laden on the couple for years after their big day.

To avoid huge bills, and potentially relationship shattering arguments, we’ve put together a list of tips. These should help you save money and manage your finances when planning your big day.

  • Make sure you’re both on the same page wedding wise
    One wants a relaxed woodland wedding, the other wants a huge extravaganza in a castle; there may be the need for some compromises. How about holding the ceremony in castle grounds and your reception in the castle’s great hall? Usually the first decision to make, choosing a venue you will both be happy with is key to enjoying your big day.
  • Make a list of non-negotiables early on
    When it comes to weddings, there are some areas where a lot of money will have to be spent. Things such as the venue, the dress and the cake are traditionally where couples spend most money from the budget. There is no reason why you can’t save on other areas though. Deciding on areas to splurge on and areas to save should be made early on. This makes it easier to create and stick to a budget, expecting the cost of high price items.
  • Get organising!
    There is a reason wedding planner files/books are selling very well online and in stationery shops these days. As weddings become bigger and more expensive, practicing your great organisational skills is a great help. Keeping to-do lists, guest lists, table plans, budgets and contact details together will greatly help. The more organised you are, the less chance you have of forgetting something important. This ends up in buying/organising last minute, usually at more expensive prices.
  • Join the DIY wedding trend
    DIY weddings are hugely popular at the minute and for good reason. Spending time crafting your own invitations, baking your own wedding cake, catering your own reception and creating your own decorations saves money. Suddenly, you don’t have to pay caterers, bakeries, florists, printing companies etc. All those savings can be put into other areas or saved for a honeymoon.While you are creating your own wedding from scratch, remember you don’t have to stick with tradition. It’s your wedding and your day therefore you have final say over what happens. Call in favours from family and friends. Ask your mum to bake the cake, ask your budding photographer cousin to take wedding photos, ask your guitarist friend to play at the reception. This not only saves you money and makes the wedding your own but it also sorts out their wedding present to you.
  • Research and query big purchases
    Anytime you go to make a big purchase for the wedding make sure you have researched the best price possible beforehand. When it comes to booking venues, looking at comparison websites can be beneficial to get any idea of discounts available. This information can be helpful to query or negotiate final prices when you come to book at your preferred venue. Even £50 off the quoted price is a saving that will help you stay in budget!
  • Asking for money is not a bad thing
    With many couples living together for years before getting married now, the wedding list is pretty much a thing of the past. Many couples already have their kettles, toasters, tool kits and more. To them, money is a much more important asset to gain that they have little of. Asking for money towards a honeymoon is becoming quite common place already. However, many couples are now receiving money from grandparents and other family members towards the wedding as their present. It’s a great idea to help towards costs and family members who have contributed money can see the impact of their contribution.
  • Avoid some of the typical budget wasters
    There are some very simple ways of tackling costs without having to go DIY or ask for money in advance. Avoiding booking your wedding for a Friday, Saturday or Sunday can be one way of cutting down costs, although it may not be viable for many. Avoiding the summer months or booking on a big calendar event e.g. Christmas, New Year, Valentine’s, cuts costs too. Those days and months are particularly expensive and are usually book up months and years in advance. Being a little more flexible and taking up autumn and winter weekends can save you hundreds, if not thousands, to book your dream venue.

There are so many ways to cut costs of your wedding, you may just need some great organisation and to be a little imaginative. We hope our tips have helped or given you some ideas, whether your wedding is coming up or a few years off.

Our main advice though is to stop worrying and enjoy your day!

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